What insurance should my builder have?

I'm comparing quotes for a loft conversion and one contractor hasn't mentioned insurance at all. What cover should I be asking about before I commit to anyone?

Asked by angie on 22nd Apr 2026
Expert Trade Answers
"Good morning
Some builders do not have no insurance and some do
I can only tell you what we have we have liability insurance we have contract liability insurance kind regards, Hayley"
Answered on 22nd Apr 2026 - Member since Sep 2024 - report
"Hi you should make sure they have liabilty insurance"
Answered on 22nd Apr 2026 - Member since Jan 2026 - report
"All tradesman should have Insurance. The main insurance you should have is public liability insurance. If he has workers he should also have employee cover."
Answered on 22nd Apr 2026 - Member since Jun 2024 - report
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