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How much is tool insurance?
What is everyone else paying for tool insurance? If you've had stuff stolen, do you have much issue actually getting the money out of the insurance company for replacements?
Expert Trade Answers
"iv added it to my trade insurance and for £5000 cover I pay £130-150 a year"
Answered on 26th Jan 2026 - Member since Jan 2026 -
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"Thi depends of the insurance you got , some of them offers a full cover for stolen, another ones not. Everything depends of the package you get."
Answered on 30th Jan 2026 - Member since May 2025 -
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"we are paying £6.99 a month for each tool. tools will be replaced in 24 hours"
Answered on 30th Jan 2026 - Member since Jan 2026 -
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"About £10-£30 per month depending on circumstances"
Answered on 24th Jan 2026 - Member since Dec 2023 -
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"Depends what you mean by tool insurance
Best bet is to shop around direct line are reasonable"
Best bet is to shop around direct line are reasonable"
Answered on 28th Jan 2026 - Member since Apr 2022 -
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"Your tool insurance can be included in your public liability insurance,"
Answered on 25th Jan 2026 - Member since Jan 2022 -
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